Pet Insurance VS Wellness Center for Your Dog or Cat – Which Is Better?

by Karen Anton Lauren

Often kids don’t listen. My son just spent $3000 for an MRI and ongoing care of his best buddy, his golden retriever! He joined a well know wellness center that did not pay for a cent of the procedures. And yes, I loaned him $1500 to pay for part of the cost with a caveat I will leave up to you to guess!

The cost of veterinarian consultation and care for pets can be quite high. Pet owners are often left asking themselves, should I buy pet health insurance or not? Although it may seem like a far-fetched or luxurious undertaking to some, pet insurance is an important part of raising your pet. Premium payments may seem frivolous at the beginning but they become useful with time. The insurance cover offers peace of mind even in the face of escalating vet charges.

Vet bills have spiraled upwards currently due to the use of advanced procedures for treating pet diseases. Equipment such as CAT scans and MRI’s are increasingly being used for diagnosing pet diseases. Surgical procedures and medications have also been introduced to deal with frequent pet ailments and allergies. These methods of treatment can be quite costly for an average family to cope with. This is where pet insurance can be of great help.

One avenue that many people are looking into are Wellness Centers. They offer services that deal mainly with the ongoing care of your dog or cat but don’t offer reimbursement for injury or illness that a good insurance policy will!

Another factor that necessitates pet insurance cover is accidents. Pets are always prone to accidents especially when they are left to explore the outdoors. Accidental injury to your pet can cost you substantial amounts of money that you had not planned for. The animal may require surgery, medication and after-care treatment due to the incidence. Pet insurance becomes handy during such moments. Continue Reading

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